High Yield Savings by Plinqit

is a scalable, end-to-end savings product that helps financial institutions attract deposits, launch digital brands, and grow strategically.

Savings Simplified.
Growth Amplified.

Savings Simplified.
Growth Amplified.

High Yield Savings by Plinqit

is a scalable, end-to-end savings product that helps financial institutions attract deposits, launch digital brands, and grow strategically.

Why They Matter

Young Professionals represent the future of banking. With 76% of this group prioritizing savings and 54% likely to open high-yield accounts, it is a group ripe with opportunity.

How HYS Engages

With a mobile-first design and easy user interface, HYS has seen significant adoption under 40.

Proof Point

38% of savers on a $70B+ regional bank HYS product are under 40. More information on their success here.

Why They Matter

Mid-Career Professionals are often deposit holders saving for home ownership, education, and retirement. This represents great cross-sell opportunity across the financial institution’s product suite.

How HYS Engages

Easy-to-attain starting balances, no fees, and structured growth make HYS ideal for this group’s life stage.

Proof Point

47% of TIMBR Financial depositors are under 50 with an average balance of over $80,000. More information on their success here.

Why They Matter

Retirees and Near-Retirees hold 60% of U.S. deposits and prioritize secure, low-risk growth.

How HYS Engages

A great rate with liquidity and no fees makes High Yield Savings ideal for those on a budget, ensuring a low-stress chapter of their lives.

Proof Point

1 in 5 TIMBR Financial depositors are over the age of 65, and have average balances over $85,000. More information on their success here.

Why They Matter

Small and Medium Businesses represent 44% of U.S. economic activity and prefer personalized financial services.

How HYS Engages

The same simple and easy-to-use interface will be tailored for SMBs that need liquidity but want to get a better rate on their funds.

Proof Point

HYS by Plinqit is launching HYS for SMBs in 2025. Learn more today!

Why They Matter

Millennials and Gen Z are digital-first and demand innovative, personalized financial solutions.

How HYS Engages

A digital-first platform with easy onboarding is perfect for this group.

Proof Point

HYS by Plinqit boasts a 70% sign-up to fund rate. Of those depositors who link their funding accounts, 90% fund their accounts. More information on their success here.

Why They Matter

25% of U.S. households are underbanked or unbanked, representing a significant opportunity for financial inclusion.

How Plinqit Automated Savings Engages

Simple account setup, educational incentives, and financial literacy resources.

Proof Point

West Community Credit Union expanded engagement within underserved markets. More information on their success here.

How High Yield Savings by Plinqit Works

Launch Your Savings Brand

Fully white-labeled for seamless integration with your institution’s brand.

Engage Your Customers

Competitive APYs and user-friendly digital tools attract a variety of savers.

Drive Measurable Growth

Proven results in deposit growth and customer retention.

Scalable Growth

Designed to grow alongside your FI, whether you’re serving a single community or expanding to regional and national markets.

End-to-End Simplicity

From KYC to compliance, Plinqit handles the logistics so you can focus on growth.

Flexible Integration

Easily adaptable to your operational systems and core provider so you can scalably support new market segments.

Flexible Integration

Easily adaptable to your operational systems and core provider so you can scalably support new market segments.

Scalable Growth

Designed to grow alongside your FI, whether you’re serving a single community or expanding to regional and national markets.

End-to-End Simplicity

From KYC to compliance, Plinqit handles the logistics so you can focus on growth.

End-to-End Simplicity

From KYC to compliance, Plinqit handles the logistics so you can focus on growth.

Scalable Growth

Designed to grow alongside your FI, whether you’re serving a single community or expanding to regional and national markets.

End-to-End Simplicity

From KYC to compliance, Plinqit handles the logistics so you can focus on growth.

Get $500K-$30M Net New Deposits Daily

About Us

About Us

At the heart of High Yield Savings by Plinqit is the visionary leadership of Kathleen Craig, our Founder and CEO. Kathleen’s passion for financial literacy and her commitment to helping financial institutions innovate have driven the creation of this transformative product.

“We designed High Yield Savings by Plinqit to empower institutions to meet the modern saver’s needs while growing deposits and deepening relationships.”

— Kathleen Craig, Founder & CEO

Kathleen’s extensive experience in banking and technology ensures that HYS by Plinqit not only delivers results but also helps banks and credit unions build trust with their customers through innovative, user-friendly solutions.

Learn more about Kathleen’s story and vision here.