West Community Credit Union Now Offers Hip Pocket

by | Jun 1, 2021 | Articles, Blog, Branding, Business, Marketing, News, Press, Uncategorized

Credit Union grows relationship with HTMA by launching a new product to increase member engagement and deepen relationships

 

ANN ARBOR, Mich. (June 1, 2021)- West Community Credit Union, based in O’Fallon, Mo., announced today that it is expanding its relationship with HT Mobile Apps (HTMA), to offer the company’s digital solution Hip Pocket™ in addition to Plinqit.

Hip Pocket is a platform that engages mobile and website visitors by using social influence and personalized consultation to help people determine whether they may save money refinancing their mortgage. Hip Pocket can help members save money by comparing their current mortgage rate to individual peer rates. Members may then discuss, with West Community Credit Union’s mortgage team, options that may improve their financial status. This digital comparison tool not only determines prospective savings but also assists both the member and credit union in developing a meaningful discussion of mortgage goals and financing options.

“Launching Hip Pocket is a logical next step in our relationship with HT Mobile Apps,” said Jason Peach, president, and chief executive officer of West Community Credit Union. “Hip Pocket allows us to support our members when they are making important decisions. We can help members to see how their current home loan compares to others and if we can find a better rate or term that fits their budget.” 

“Hip Pocket provides credit unions with an opportunity to connect with their members in a more personal way that may help these members secure a better loan and make informed sound financial decisions,” said Kathleen Craig, founder and chief executive officer of HTMA. “The Hip Pocket digital solution is key a differentiator and competitive edge, giving financial institutions insights about their members or customers while increasing engagement and retention.”

 

About HTMA
Michigan-based HTMA is an innovative fintech company serving banks and credit unions across the country to easily and cost-effectively introduce new services for attracting and retaining customers. HTMA offerings include Banker Jr., Member Jr., Hip Pocket, and Plinqit, the first savings app of its kind that pays users for engaging with content through its patented Build Skills™. For more information, visit www.htmobileapps.com.

About West Community Credit Union
West Community Credit Union is a full-service, not-for-profit financial cooperative serving more than 26,000 members and businesses in St. Louis County, St. Charles County, and Boone County. The credit union has offices in O’Fallon, Brentwood, Kirkwood, Lake Saint Louis, Florissant, and Columbia, Mo. West Community is committed to enriching members’ lives, helping their communities thrive, and providing a rewarding work experience. In 2018, West Community Credit Union was awarded the Midwest Excellence Institute (MEI) Missouri Quality Award designed to honor exemplary organizations for their achievements in performance excellence. For more information on West Community Credit Union visit

www.westcommunitycu.org.

 

 

 

Most Recent Posts

Defending Deposits Through Transparent Rate Communication

There’s healthy skepticism, and there’s just plain skepticism. The jadedness that comes from feeling taken advantage of, dismissed, or mistreated. It used to be a quality highly correlated with Gen Xers, but it seems more and more that consumers are skeptical of most...

The Generational Shift in Business Banking

Why Inherited Business Owners Won’t Stay Loyal to Their Parents’ Bank Imagine you’re the only child of a family business with a provenance in your community, and the plan all along has been for you to inherit and take on the legacy. You’re looking forward to running...

Plinqit CMO Elected to AFT Board of Directors

Plinqit Chief Marketing Officer Kirsten Longnecker was elected by a vote of her Association for Financial Technology peers to the association's Board of Directors at the recent Fall 2025 Summit. Longnecker will serve a three-year board term with the organization,...

Actionable Takeaways from AFT Fall Summit

Magic was in the air at Association for Financial Technology (AFT)'s Fall Summit in Banff, Alberta, Canada, last week. In addition to the setting, the speakers were magnificent, bringing use-this-now acumen to their presentations and panel sessions. Here are 6...

High Earners, Low Savers?

What Gen X and Boomers Are Getting Wrong About Saving If we were competing in pub trivia on the question “Which generations drive the most deposit growth for banks and credit unions?” I would bet most fintechs would say “Gen Z and Millennials,” and most bankers would...

The Great Wealth Transfer & the Business Banking Shakeup

When $84 trillion changes generational hands, many of whom are small business owners, will your financial institution be ready to help? $84.4 trillion of generational wealth is not a hypothetical. It’s the forecasted amount of wealth moving from Boomers to Millennials...

From Gig Workers to Green Savers – How a Digital Bank Brand Can Win New Customers

Gig workers, creators, new Americans, eco-conscious savers – whatever you want to call the fractional and contractual – these aren’t just audiences. They’re opportunities. Banks are under constant pressure to grow deposits, expand market share, and attract new...

How to Defend (and Grow) Key Deposits When Repricing Hits

Part 5 of our “Top 5 reasons financial institutions contact Plinqit” series: Replace repriced deposits with predictable digital muscle. Read Part 1, Part 2, Part 3, and Part 4.For banks and credit unions, few moments are as pivotal or as stressful as when a large...

Banking Brand Market Penetration with a Digital Deposit Engine That Delivers

Part 4 of our “Top 5 reasons financial institutions contact Plinqit” series: Rolling out a digital brand to support market expansion. Read Part 1, Part 2, and Part 3.Regional and community banks and credit unions are revisiting market expansion, whether that’s next...

Why High Yield Savings Is the Secret Weapon for Banks Looking to Attract More SMBs

Small and medium-sized businesses (SMBs) are the economic backbone of communities across the country, representing 44% of U.S. economic activity. But financial products, especially savings, are often treated like an afterthought. That’s a missed opportunity. And it’s...